This privacy policy will explain how
our organization uses the personal data we collect from you when you use our
website.
Topics:
- What data do we collect?
- How do we collect your data?
- How will we use your data?
- How do we store your data?
- Marketing
- What are your data protection rights?
- What are cookies?
- How do we use cookies?
- What types of cookies do we use?
- How to manage your cookies
- Privacy policies of other websites
- Changes to our privacy policy
- How to contact us
- How to contact the appropriate authorities
What data do we collect?
MMG Financial Management collects the
following data:
- Personal identification information (Name,
email address, etc.)
How do we collect your data?
You directly provide MMG Financial
Management with most of the data we collect. We collect data and process data
when you:
- Voluntarily send an enquiry via a contact form
or via email.
- Use or view our website via your browser’s
cookies.
How will we use your data?
We may disclose your
personal information to the following categories of recipients:
- to providers of
financial services, insurance and investment products and services in respect
of whom you request
us to submit applications on your behalf and to receive updates from such
providers in order for us to provide our services to you throughout the
lifetime of our relationship with you;
- to
our suppliers and partners in order
for them to help us provide our services to you, this includes:
- our
IT systems providers to assist us
with providing you with an efficient, modern and professional service;
- our
suppliers of audit and regulatory
compliance support services who may review our records containing your
personal information in order to audit and report to us on our compliance with
applicable laws and regulatory requirements;
- our
accountants, solicitors, insurer(s) and
insurance broker(s) and any other provider of professional services to us.
- to
Credit Reference Agencies and Fraud
Prevention Agencies to help us make the best
possible assessment of your financial situation before we decide whether we can
provide you with services. We are also required to provide information to such
agencies so that they can update the information which they hold about you and which
they may share with other organisations;
- to
other financial institutions or
regulatory bodies with whom information is shared for money laundering
checks, credit risk reduction and other fraud and crime prevention purposes;
- to
a prospective buyer (and its agents
and advisers) in the event we intend to sell any part of our business or its
assets or if substantially all of our assets are acquired by a third party, in
which case your personal information could form part of one of the assets we
sell, provided that we inform the buyer it must use your personal information
only for the purposes described in this Notice. We will never rent or sell your
personal information other than as part of a sale of our business;
- to
any national and/or international regulatory,
enforcement body, government agency or court where we believe disclosure is
necessary
- as
a matter of applicable law or regulation (including where we are required by
law to provide information to organisations such as HMRC),
- to
exercise, establish or defend our legal rights, or
- to
protect your vital interests of those of any other person; and
- to
any other person with your consent
to the disclosure or where we are permitted to do so by law.
Our legal basis for processing personal information
Our legal basis for
collecting and using your personal information will depend on the personal
information concerned and the specific context in which we collect it. In respect of the personal information and
the purposes for which we may process your personal information which are set
out in this Notice, we have confirmed the legal basis upon which we collect and
process your personal information in the ‘What type of personal information
will be processed and why?’ section above.
If we ask you to provide
personal information to comply with a legal requirement or to perform a
contract with you or with your explicit consent, we will make this clear at the
relevant time and advise you whether the provision of your personal information
is mandatory or not (as well as of the possible consequences if you do not
provide your personal information).
Similarly, if we collect
and use your personal information in reliance on our legitimate interests (or
those of any third party), we will make clear to you at the relevant time what
those legitimate interests are.
If you have questions
about or need further information concerning the legal basis on which we
collect and use your personal information, please contact us.
International Data Transfers
Your personal information
may be transferred to, and processed in, countries other than the country in
which you are resident. These countries
may have data protection laws that are different to the laws of your country
(and, in some cases, may not be as protective). Specifically, our servers and
storage is accomplished via Google Drive who are committed to GDPR compliance.
However, we have taken appropriate safeguards to require that your personal
information will remain protected in accordance with our own standards, this
Notice and applicable law.
Your data protection rights
You have the following data protection rights:
- If
you wish to access, correct, update or
request deletion of your personal information, you can do so at any time by
contacting us using the contact details provided under the “How to contact us” heading below;
- In
addition, you can object to processing
of your personal information, ask us to restrict
processing of your personal information or request portability of your personal information. Again, you can
exercise these rights by contacting us using the contact details provided under
the “How to contact us” heading
below.
- You
have the right to opt-out of marketing
communications we send you at any time.
You can exercise this right by clicking on the “unsubscribe” or
“opt-out” link in the marketing e-mails we send you. To opt-out of other forms
of marketing (such as postal marketing or telemarketing), then please contact
us using the contact details provided under the “How to contact us” heading below.
- Similarly,
if we have collected and process your personal information with your consent,
then you can withdraw your consent
at any time. Withdrawing your consent will not affect the lawfulness of any
processing we conducted prior to your withdrawal, nor will it affect processing
of your personal information conducted in reliance on lawful processing grounds
other than consent.
- You
have the right to complain to a data
protection authority about our collection and use of your personal
information. For more information, please contact your local data protection
authority. (Contact details for data protection authorities in the European
Economic Area, Switzerland and certain non-European countries (including the US
and Canada) are available at http://ec.europa.eu/justice/data-protection/article-29/structure/data-protection-authorities/index_en.htm.
We respond to all requests we receive from individuals
wishing to exercise their data protection rights in accordance with applicable
data protection laws.
Data retention
We retain personal
information we collect from you where we have an ongoing legitimate need to do
so, for example:
- to
provide you with a product or service you have requested us to provide,
- to
perform our contractual obligations to you;
- to
comply with applicable legal, tax or accounting requirements;
- to
defend or manage any claims or complaints between us, you and any relevant
third party including taking legal advice in respect of such claims in order to
establish, exercise or defend our legal rights or such claims. This would include complaints and claims
which you may bring against us or which are submitted to a court, regulatory
authority or ombudsman.
When we have no ongoing
legitimate need to process your personal information, we will either delete or
anonymise it or, if this is not possible (for example, because your personal
information has been stored in backup archives), then we will securely store
your personal information and isolate it from any further processing until
deletion is possible.
Cookies
Cookies are text files placed on your
computer to collect standard Internet log information and visitor behaviour
information. When you visit our websites, we may collect information from you
automatically through cookies or similar technology
For further information, visit
allaboutcookies.org.
How do we use cookies?
MMG Financial Management uses cookies
in a range of ways to improve your experience on our website, including:
- Understanding how you use our website
What types of cookies do we use?
There are a number of different types
of cookies, however, our website uses:
- Functionality – MMG Financial Management uses
these cookies so that we recognize you on our website and remember your
previously selected preferences. These could include what language you
prefer and location you are in. A mix of first-party and third-party
cookies are used.
- Advertising – MMG Financial Management uses
these cookies to collect information about your visit to our website, the
content you viewed, the links you followed and information about your
browser, device, and your IP address. MMG Financial Management sometimes
shares some limited aspects of this data with third parties for
advertising purposes. We may also share online data collected through
cookies with our advertising partners. This means that when you visit
another website, you may be shown advertising based on your browsing
patterns on our website.
How to manage cookies
You can set your browser not to accept
cookies, and the above website tells you how to remove cookies from your
browser. However, in a few cases, some of our website features may not function
as a result.
Privacy policies of other websites
The MMG Financial Management website
contains links to other websites. Our privacy policy applies only to our
website, so if you click on a link to another website, you should read their
privacy policy.
Changes to our privacy policy
MMG Financial Management keeps its
privacy policy under regular review and places any updates on this web page.
This privacy policy was last updated on 1 April 2019.
How to contact us
If you have any questions about MMG
Financial Management’s privacy policy, the data we hold on you, or you would
like to exercise one of your data protection rights, please do not hesitate to
contact us.
Call us at: 01604 646512
Email us at: info@mmgfm.co.uk
Or write to us:
MMG Financial Management, 4 Deanery
Court, Preston Deanery, Northampton, Northamptonshire, NN7 2DT
How to contact the appropriate authority
Should you wish to report a complaint
or if you feel that MMG Financial Management has not addressed your concern in
a satisfactory manner, you may contact the Information Commissioner’s Office.
Email: info@mmgfm.co.uk
Address:
MMG Financial Management, 4 Deanery
Court, Preston Deanery, Northampton, Northamptonshire, NN7 2DT